Health Plans

As an eligible member, you have comprehensive health benefit options available to you and your family. On this page you will find information on the health plans offered by the State of Louisiana, Office of Group Benefits (OGB) as well as information on eligibility. We encourage you to review the plans described on this website and the respective plan documents to make an informed decision on what plan is best for you.

• Pelican HRA1000 (Blue Cross and Blue Shield of Louisiana). The Pelican HRA1000 offers a low premium in combination with a Health Reimbursement Arrangement employer contribution to create an affordable option for members. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

• Pelican HSA775 – Active Employees Only (Blue Cross and Blue Shield of Louisiana). The Pelican HSA775 offers a low premium in combination with a Health Savings Account – which the member and employer contribute to – to create an affordable option for members. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

• Magnolia Local Plus (Blue Cross and Blue Shield of Louisiana). The Magnolia Local Plus offers a lower deductible than the Pelican plans in exchange for a higher premium. Coverage is provided within the Blue Cross nationwide network. Out-of-network care is provided in emergencies only.

• Magnolia Open Access (Blue Cross and Blue Shield of Louisiana). The Magnolia Open Access offers moderate deductibles and coinsurance in exchange for a higher premium. Coverage is provided within the Blue Cross nationwide network, as well as out-of-network.

• Magnolia Local (Blue Cross and Blue Shield of Louisiana). The Magnolia Local offers a lower deductible than the Pelican plans in exchange for a slightly higher premium. This is a narrow network (limited providers) plan for members who live in specific coverage areas. Out-of-network care is provided in emergencies only.

• Medical Home HMO (Vantage Health Plan). The Medical Home HMO is a traditional HMO offered by Vantage Health Plan. This plan provides coverage through the Affinity Health Networks and a standard provider network.

• Blue Advantage HMO (Medicare Advantage Plan). This Medicare Advantage plan through Blue Advantage combines medical, hospital and prescription drug coverage in one convenient and affordable plan.

• Humana Medicare Employer HMO (Medicare Advantage Plan). This Medicare Advantage plan offers savings through a network of providers, plus benefits that are easy retirees to understand and use.

• Peoples Health HMO-POS (Medicare Advantage Plan). This Medicare Advantage plan through Peoples Health offers high quality, cost-effective healthcare services to eligible retirees.

• Vantage Premium HMO-POS, HMO-POS and Basic HMO-POS (Medicare Advantage Plan). Vantage Health Plan offers Medicare Advantage plans to eligible retirees as an alternative to traditional Medicare.

• Via Benefits Medicare. Via Benefits Medicare provides personalized assistance to help you make informed and confident enrollment decisions and choose the health plan or plans that best fit your medical needs and budget. This option includes a Health Reimbursement Arrangement (HRA).

For detailed plan information or plan documents, please visit the State of Louisiana, Office of Group Benefits at: Group Benefits.